IDFC Bank Future Motor Secure

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IDFC Bank Future Motor Secure

Future Motor Secure offers comprehensive vehicle coverage against accidents, theft, natural disasters, and third-party liabilities with cashless garages and more.

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Details for IDFC Bank Future Motor Secure

Future Motor Secure provides extensive coverage against vehicle damage due to accidents, theft, natural and man-made calamities, and more. It includes protection for third-party liability, personal accidents, and legal expenses. The policy covers vehicle damage during transit and offers cashless settlement at 2500+ network garages. Additional benefits include roadside assistance, zero depreciation cover, engine protector, and daily cash allowance for repairs. With instant policy issuance, online documentation, and claims finalisation within 7 working days, Future Motor Secure ensures complete protection for your vehicle, offering peace of mind and reliable service when needed most.

Add-on Covers

  • Basic Road-side assistance: Assistance when your insured vehicle is immobilised on a public road due to any of the following reasons: Mechanical and Electrical Breakdown, Towing due to Accident, Flat Tyre, Keys Locked-in, Dead Battery, Contamination / Incorrect or running out of fuel.
  • Additional Road-side assistance: Continuation of Journey, Local Travel when on Tour, Overnight Accommodation Expense when on Tour, Delivery of your Vehicle, Medical Co-ordination, Urgent Message Relay.
  • Engine Protector: Covers consequential damages to the internal child parts of the engine and / or gearbox of the insured vehicle, arising out of: Water ingression, Leakage of lubricating oil and / or damage to engine and/or gear box of your vehicle arising out of lubricating oil due to accident.
  • Zero depreciation cover: Pays full claim without any deduction for depreciation on the value of parts replaced.
  • Daily Cash Benefit: Daily allowance to you when your vehicle is undergoing accidental repairs in the garage.
  • Protection of NCB: Retain the ‘No Claim Bonus (NCB)’ component even after making a claim.
  • Personal Accident: Protect your near ones in case of your accidental death.

Cashless Garages

  • Cashless settlement in 2500+ network garages

Policy Exclusion

  • Normal wear, tear and general ageing of the vehicle
  • Any depreciation or any consequential loss and mechanical / electrical breakdown
  • Vehicle being used in ways or for purposes other than those in accordance with limitations as to use
  • Any damage to / by a person driving the vehicle without a valid license
  • Any damage to / by a person driving the vehicle under the influence of drugs or liquor
  • Loss or damage due to war, mutiny or nuclear risk
  • Any accident outside the geographical area

Additional Benefits

  • Vehicle damage: This benefit covers any damage to your vehicle on account of an accident, burglary, theft or housebreaking. It also covers your vehicle on account of any damage caused due to fire, lightning, self-ignition, explosion, riot, strike, malicious act, terrorism, earthquake, flood, cyclone and inundation This cover also encompasses protection against any damage caused to your vehicle while in transit by road, rail, air and elevator.
  • Third party liability: This benefit protects you against any third party liability that you may incur on account of the death or bodily injury to any person or damage to property. The policy also covers the legal expenses you might incur to defend this claim. This is a mandatory insurance coverage for your vehicle.
  • Coverage for theft, accidents and terrorist activities
  • Instant policy issuance
  • Claims finalisation within 7 working days from the receipt of all documents
  • Towing assistance (within city limits only)
  • Optional Personal Accident Cover for the insured
  • Zero paperwork policy issuance online
  • Protection against natural and manmade calamities

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